Free Property Tools

Singapore Property Calculators
for every step of your journey

Stamp duty, affordability, mortgage, sale proceeds, BUC progressive payment and more — all free, no sign-up required.

15

Calculators

Free

No sign-up

2026

Updated rates

🧾

Stamp Duty

2 tools

Buyer Stamp Duty & ABSD

Calculate BSD and ABSD based on purchase price, nationality and number of properties owned.

Outlay Comparison — BUC (Building Under Construction) vs Resale

Side-by-side comparison of total outlay and monthly commitments between a new launch and resale property.

💰

Buyers Affordability

6 tools

TDSR / MSR Loan Assessment

Find your maximum loan for private, EC and HDB properties based on income and existing debt obligations.

Purchase Planner

Year-by-year projection of when you can afford your target property based on CPF accumulation and savings.

Mortgage Loan Amortization

Full month-by-month amortization table showing interest, principal and loan balance over your tenure.

Pledge / Unpledge

Calculate the cash pledge or unpledge amount needed to qualify for a larger loan when income falls short.

Equity Term Loan

Find out how much equity you can unlock from your existing property after outstanding loan and CPF deductions.

BUC Monthly Commitment (Building Under Construction)

Month-by-month CPF and cash commitment during construction, showing when your CPF OA surplus turns negative.

🏠

Purchase Calculators

5 tools

Resale Purchase — Private

Complete outlay breakdown for buying a resale condo or landed property, including payment schedule.

New Launch Purchase (BUC — Building Under Construction)

Total outlay and progressive payment breakdown for buying a new launch private property.

HDB Resale Purchase

Full HDB resale purchase outlay including CPF, grants, HPS premium, valuation fee and payment schedule.

New EC Purchase (BUC — Building Under Construction)

Progressive payment schedule for executive condominiums, with stage-by-stage loan disbursement details.

Progressive Payment

Customisable BUC progressive payment calculator with adjustable interest rates per year.

💵

Sale Calculators

2 tools

Sale Proceeds — Private

Calculate your net cash proceeds from selling a private property after outstanding loan, CPF refund and expenses.

Sale Proceeds — HDB

HDB resale sale proceeds with full payment schedule — from intent to sell to sales completion.

Not sure what the numbers mean for you?

Get a free, no-obligation consultation with a licensed Singapore property agent who can walk you through your specific situation.

Talk to a Property Agent →

Want a personalised breakdown of your results?

Share your WhatsApp number and I'll send you a personalised analysis based on your numbers — plus answer any questions you have. Free, no obligation.

+65

Singapore numbers only · No spam, ever · Bryan Koh · CEA R057877D